Yap - the family wallet
A smart digital wallet for your whole family. Pay, save, and transfer in seconds while building healthy money habits with full control.
Onboarding
OPEN YOUR
ACCOUNT
IN MINUTES
Enter your phone number, Grab your CNIC, Scan your face, and you're ready to start
Payments
ONE TAP TO PAY,
ANYONE, ANYWHERE
Send money in seconds. Straight to any bank, a friend's number, or a QR code — One app for bills, top-ups and everything in between
Family Accounts
Everyone gets a card
Accounts for everyone. Set spend limits, share funds in seconds, and watch everyone grow healthy money habits together.
Joint Accounts
One Wallet
Two Owners
Perfect for couples, siblings, or roommates. Share money, track spending, and save together—all in one place.
Invite a partner instantly and get started in minutes.
Enjoy personal cards with a shared balance.
See who spent what with real-time notifications.
Set goals, freeze cards, and save together.
Coming soon
Household Accounts
Manage Household
Money Smarter
Link up to five helper accounts for easy salary payments, tracking, and fair contributions—all while keeping everyone independent.
Pay your staff with just one tap.
Stay in control with optional limits and dashboards.
Get instant alerts for full transparency.
Helpers keep their own cards and app access.
Coming Soon
24/7 Protection.
Zero-Fraud Wallet
Zero-Fraud Wallet
AI-powered monitoring, end-to-end encryption and instant card controls guard your money — no extra effort.
EMI Pilot License
Regulated by
STATE BANK OF PAKISTAN
Made for Pakistan — Powered by Mastercard and PayPak.
As an SBP-regulated EMI, YAP ensures that every transaction is secure and compliant.
Get the app, available on Android and iOS.
Ready to pay
the YAP way?
Pay instantly, track effortlessly, and stay protected.
